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Membership Benefits
Central Michigan Community Federal Credit Union is here to meet your financial needs, today and into the future. We offer a wide variety of savings plans and low-cost loans to support your financial goals, as well as an array of convenient services to seamlessly fit your daily money management tasks into your busy lifestyle.
Share (Savings) Accounts
The money you deposit with us is the backbone of Central Michigan Community Federal Credit Union. To ensure the vitality of your credit union, we offer a full line of investment programs at the highest competitive rates. Your savings are completely safe, with NCUA insurance up to $100,000.00 per account.
Club Accounts
Earn a competitive yield on your savings for a happy holiday season or a relaxing vacation.
Share Draft (Checking) Accounts
Our share draft (checking) accounts include all the benefits you want, without all the fees you'll find at other financial institutions.
Premier Club
If you are a senior, this club offers special benefits designed just for you.
Individual Retirement Accounts (IRA)
We offer IRA savings accounts and IRA certificates, letting you save for the future and enjoy the benefit of tax-deferred earning.
Loans
We offer loans for just about any purpose, at the lowest possible cost. You will find that it's quick and easy to get the funds you need with affordable payments to fit your budget.
VISA Credit Card
Choose a Classic or Gold VISA card and enjoy the advantages of a card that is accepted all over the world. Both cards feature low, fixed interest rates, no annual fee and a 25-day grace period on purchases.
Additional Services
Internet Home Banking...CU@Home
Our latest innovation gives you instant account access from the comfort of your home or office computer. Log on to www.cuathome.org to get started. This service is quick, convenient, and completely secure.
Audio Response
Our free Audio Response system lets you access your credit union accounts any time of the day or night, from any touch-tone phone. Simply dial 1-800-860-5704 and you can:
ATM Service
With an ATM card from Central Michigan Community Federal Credit Union, you can make routine transactions at SC24/Co-op Network machines whenever it is most convenient for you. With your card and PIN (Personal Identification Number) you can quickly and easily:
Check Linx Debit Card
With a Check Linx Debit Card, you can use your checking account funds to pay for purchases, without all the hassles of writing a check. It's quick, easy, and convenient, and since it is not a credit card there are no monthly bills or finance charges to worry about.
Service Centers
Central Michigan Community Federal Credit Union members can enjoy financial services at any Service Center or with cooperating credit unions around the state. To find one of these locations, click this logo 
. These Service Centers offer:
While most services are provided at no cost to our members, there may be fees for such items as notary, traveler's checks and other special services.
Direct Deposit/Payroll Deduction
Members can have their regular recurring checks automatically deposited to their credit union accounts. You can have the entire amount deposited into one account, or set aside a portion of your paycheck for savings or loan payments. Direct Deposit and Payroll Deduction provide automatic money management, eliminating routine trips to the credit union. Your money is in your account on time, every time - even if you are sick, on vacation, or out of town.
Free Notary Services
Travelers Checks
NADA price information for used cars and trucks
Money Orders
Night Depository
Check Cashing
Wire Transfers
Credit Life and Credit Disability Insurance
Group Life Insurance
Accidental Death & Dismemberment Insurance
GAP Insurance
Mechanical Breakdown Protection
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650 W Fifth St PO Box 207 Clare, MI 48617 (989) 386-7112 FAX (989) 386-2920 mail@cmcfcu.com |
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Central Michigan Community Federal Credit Union will never send you an e-mail asking you for your account number or social security number nor will we call you by phone to request this information.
Copyright © 2004 Central Michigan Community Federal Credit Union
Last modified: February 1, 2007